Mid-Year Medicare Check‑In: Why It Matters
July is a great time to pause and reflect on your coverage.
Review Unused Benefits
Review unused benefits: Look out for your Medicare Advantage plan’s mid-year statement of unused supplemental benefits. These often include dental, vision, hearing or wellness services you may not have tapped into yet.
Keep Prescription costs in check
If you’re close to the $2,000 Part D cap, consider switching medications, using generics, or spacing refills to stay within limits. If you opted in to the payment plan, review your monthly cost schedule.
PAN Foundationmedicareresources.org.
Evaluate care usage
Ask whether your providers remain in your plan’s network, and review the costs and coverage of frequent services (specialists, labs, therapy).
Adjust if needed:
Even outside AEP, you may qualify for Special Enrollment Periods if your situation changes—such as moving, losing coverage, or certain plan changes.