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Getting Started
Protect yourself and your loved ones from the unexpected. Cancer insurance provides a financial safety net when life takes a difficult turn — so you can focus on what truly matters: your health and recovery.
ACA
Cancer insurance is a supplemental health policy that helps cover the high out-of-pocket costs that can come with a cancer diagnosis. While traditional health or Medicare coverage may pay for many medical expenses, cancer treatment often brings additional costs — like travel, lodging, loss of income, or treatments not fully covered by your primary insurance.
Cancer insurance provides a lump-sum cash benefit or specific reimbursements that you can use however you need — whether that’s paying medical bills, covering daily expenses, or focusing on recovery without financial stress.
Why
A cancer diagnosis can be emotionally and financially overwhelming. Even with Medicare or private health insurance, deductibles, co-pays, and uncovered services can add up quickly. Cancer insurance gives you peace of mind by helping to fill those financial gaps.
Key reasons to consider cancer insurance:
💰 Helps offset high treatment costs such as chemotherapy, radiation, and hospital stays
🚗 Covers non-medical expenses like travel, lodging, and household bills
🧾 Pays cash benefits directly to you, not to the medical provider
❤️ Lets you focus on recovery, not financial worries
🔒 Protects your savings and retirement funds from unexpected expenses
Consideration
Cancer insurance can be a smart choice for:
Individuals with a family history of cancer
Those on fixed or limited incomes
Anyone who wants added protection beyond Medicare or major medical coverage
People who value peace of mind and financial flexibility in uncertain times
How
Most cancer insurance plans are simple — once diagnosed, you receive a lump-sum payment that you can use for any purpose. There are no restrictions on how you spend the money. You choose the benefit amount that fits your needs and budget.
Control
Protect yourself and your loved ones from the unexpected. Cancer insurance provides a financial safety net when life takes a difficult turn — so you can focus on what truly matters: your health and recovery.
Medicare FAQ's
You are eligible to apply for Medicare during your initial enrollment period which is a 7 month window. 3 months before turning 65, the month you turn 65 and 3 months after turning 65.
The easiest way to sign up for Medicare is online through SSA.gov or by Calling Social Security at 1-800-772-1213. You can also visit your local Social Security Office.
If you are already receiving Social Security Benefits you will be automatically enrolled into Original Medicare, otherwise you will be eligible to enroll during your initial enrollment period that starts 3 months before your 65th birthday.
If you miss your Initial Enrollment Period you can sign up during the General Enrollment period that occurs every year January 1st through March 31st. Coverage becomes effective the month following your enrollment date.
Yes, there are penalties for not signing up for Part B of Medicare and will be added to your premium.
If you need a new Medicare card you can order a replacement card by phone at 1-800-772-1213, or online at the Social Security Administration web site. Make sure you have your Medicare number ready when you call.
Guidepoint Insurance Advisors is not affiliated with or endorsed by the government or the federal Medicare program. Medicare has neither reviewed nor endorsed this information. We do not offer every plan available in your area. Currently we represent 48+ organizations which offer 820+ products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. © Copyright 2026 1st Choice Health Plans | All rights reserved.Website created by MedicarePRO|Marketing